You can apply online with instant approval credit card like Orchard MasterCard, flexible rewards from Blue Cash Amex or try Platinum Visa from Chase Bank offers. If you do qualify then you usually receive a notice by email notifying you of your acceptance within seconds of filling out the credit card application online. Why wait for an answer, get your instant credit card approval today! Note: You must usually have good to excellent credit to receive and instant approval online. Issuers endeavor to give instant approval or decisions however, there are instances when more time may be needed to decide if your application is approved.