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You can apply online with instant approval credit card like American Dream MasterCard, flexible rewards from Platinum Amex or try First Option Visa or New Millennium Bank offers. If you do qualify then you usually receive a notice by email notifying you of your acceptance within seconds of filling out the credit card application online. Why wait for an answer, get your instant credit card approval today! Note: You must usually have good to excellent credit to receive and instant approval online. Issuers endeavor to give instant approval or decisions however, there are instances when more time may be needed to decide if your application is approved.
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For customers with good to excellent credit
- 0% Intro APR for 6 months on purchases
- No Annual Fee
- Earn Membership Rewards® points for your everyday purchases, and
enjoy fast and easy ways to earn and redeem so you can get the rewards
you want now
- Express Approval. Get a decision in less than 60 seconds.
Apply Online Now!
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*See terms and conditions |

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For customers with excellent credit
- Earn up to 25,000 Starpoints® -- enough for up to 6 free nights at a
category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood
hotels and resorts in 95 countries including Sheraton, W Hotels, Westin
and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® -- almost always on a 1:1 basis -- to the frequent
flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints®
at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
Apply Online Now!
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*See website for Terms and Conditions
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For customers with excellent credit
- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in
3 months - Redeemable for one round-trip domestic airline ticket!
- 24-hour access to Concierge service for the finest experiences in
dining, entertainment, and luxury
- Fine Hotels & Resorts Program -- exclusive amenities at boutique,
resort, and luxury hotels around the world
- By Invitation Only® Events -- access to exclusive, once-in-a-lifetime
events
- Complimentary Airport Club Access
- The Membership Rewards First® program -- Enjoy exclusive access to
rewards and experiences featuring luxury retail, lifestyle, and
world-class travel
Apply Online Now!
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*See website for Terms and Conditions
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more information
Balance Transfer Points, Cashback
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For customers with good to excellent credit
- When you shop with Blue Cash, you can earn up to 5% cash back on
every eligible purchase
- No Annual Fee
- 0% Intro APR for 6 months on purchases
- Express Approval. Get a decision in less than 60 seconds.
Apply Online Now!
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*See terms and conditions |
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For customers with average credit
- American DreamCard -- The first and only "POOLED REWARDSTM" Credit Card.
- You don't need to be a big spender to win big with this credit card.
- Large monthly cash jackpots!
- Earn entries from everyday shopping!
- Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries
per purchase)
- Get 1,000 entries just for applying!
- More entries mean more chances to win!
- Entries are good for future drawings (during a particular sweepstakes
period) and there is no limit to how many times you can win*
- A New Winner Every Month!
- Refer your friends and automatically receive 50 entries for each
referral and get a signing bonus of 1,000 entries for each referral who is
approved for the American DreamCardTM
Apply Online Now!
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*See terms and conditions for important rate, fee and other cost
information, and limitations |
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For customers with good to excellent credit
- 0% Intro APR for 6 months on purchases
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
Apply Online Now!
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*See terms and conditions |
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Apply Online Now!
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For customers with bad credit
- Get a REAL Visa® Credit Card!
- Up to $5,000.00 Secured Line of Credit!!
- Be Approved Regardless of Credit History or Income!!!
- Guaranteed Approval!
Apply Online Now!
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*See terms and conditions |
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For customers with bad credit
No credit check*
Approved regardless of credit history
Secured credit limit of up to $5,000.00
Get cash at over 740,000 ATMs
Accepted wherever MasterCard® is accepted
Apply Online Now!
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*See terms and conditions |
Get Membership Rewards or Points from American Express offers.
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* See the online Instant Approval MasterCard Credit Cards application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all American Express credit card information is presented without warranty. After you click on the offer you desire you will be directed to the platinum Visa credit card issuer's web site where you can review the terms and conditions for your selected offer.
Instant Approval

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