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Frequently Asked Questions About Life Insurance

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LIFE INSURANCE FAQ's

Why do I need life insurance?

How much life insurance do I need?

What is term insurance?

What is permanent insurance?

What are the types of permanent insurance?

There are many different types of permanent insurance. The major ones are described below:

Whole Life or Ordinary Life

Universal Life or Adjustable Life

Variable Life

What are the advantages and disadvantages of term and permanent insurance?

How do I choose a company?

How do I choose an agent?

Is the agent licensed in your state?

What company or companies does the agent represent?

Is he or she a member of a professional association?

What can I expect an agent to do for me?

What can I expect during an agent visit?

Will the agent ask questions about my health?

Here are some other questions you should ask:

What does my policy illustration show?

Here are additional questions to ask about the policy illustration:

What happens if I fail to make the required premium payments?

What happens if I become disabled and can't pay the premiums on my policy?

When will the policy be in effect?

Where else can I get information about insurance?


Life-Insurance Central

Have you asked yourself "What would my loved ones do if I was not here?" Request an estimate from a professional in your area and receive our Insider’s Guide to Life Insurance. Learn more about your options today!

  • The options provides unbiased information to help answer your questions
  • Request a insurance quote at any time by filling out easy form online
  • Term. Whole. Variable. Universal. Survivorship insurance available

For Free Quote plus our exclusive Insiders Guide To Life Insurance Click Here More Information -Click Here


Annuities are a versatile form of investment that really pays back. There are different types of annuities to suit your needs, so you can tailor your investment to really fit your plans. Whether you want to save for retirement or start receiving an immediate return, we can help you decide.

Get a Free Quote and Insiders Guide To Annuities Click Here. More Information -Click Here.


Looking to rollover your existing 401K retirement plan?

Get a Free Quote and Insiders Guide To 401K Rollovers Click Here More Information - Click Here.


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Life Insurance by Independent Representative

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Modified on 12-9-07